| Why are we giving you this notice? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. This notice describes how CareOne Services, Inc., and OneSource Educational Development Corporation share your personal information collected at the Managing Your Money - CareOne's Learning Center. Please read this notice carefully to understand what we do. |
| Definitions | information means personally identifiable financial information about you that is not publicly available.
affiliates mean the companies in the OneSource and CareOne Corporation family, including financial companies such as FreedomPoint Financial Corporation. |
| What information do we collect about you? | We collect information about you from you through the information you supply to the Learning Center site. |
| What information do we disclose? | We may disclose all of the information we collect (see above) about our customers and former customers to affiliates and nonaffiliated third parties as permitted by law, for example, to process your transactions, maintain your account, and respond to subpoenas. We do not sell, rent, or lease our customer lists to third parties.
We may disclose all of the information we collect (see above) about our customers and former customers to companies that perform services and functions, including marketing services, on our behalf and we may disclose some of this information to other financial institutions with whom we have joint marketing agreements. Medical information is not collected. |
| How do we keep information secure? | We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. |
| How may our privacy policy change? | We reserve the right to change our privacy policy and this privacy notice from time to time without prior notice to you, unless prior notice is required by law. If you have a continuing customer relationship with us, we will provide you with our current privacy notice not less than annually as required by law. |
| How can you help us maintain accurate information about you? | We strive to maintain accurate information about you. If you ever think that our records contain inaccurate information about you, please let us know. We'll correct any mistakes promptly. If you think we have reported inaccurate information to a consumer reporting agency, please let us know by writing us at 26475 Summit Circle, Santa Clarita, CA 91350 . Please give us your name, address, telephone number, and the information you think is wrong. We will investigate and take corrective action if the information we furnished was inaccurate. |
Effective Date: 07/13/2007
